Money Market Accounts

Our Money Market accounts offer you a combination of convenience, safety, and rates that you won’t find at the Mega Banks.

Convenience and Liquidity
Transfer funds and check your balances any time of the day from anywhere using Mobile or Online Banking. Deposit funds into your account quickly and safely right from your smart phone, via direct deposit, by visiting one of our branches, or at any SECU ATM. Plus, there are no charges for withdrawals, additional deposits, or transfers.*

Market Beating Rates
Check out SECU vs. the competition — we pay far more than the Maryland average. With our tiered rates, the more you save, the more you earn. And you get all this with no fees. That’s because as a credit union we reward our members, not shareholders.

Rest assured that your account is insured by the NCUA up to the maximum permitted by law.

Open an Account

Compare Rates

Money ManagerSECU's Rate*Maryland Bank AverageSECU Beats The Average By:
Over $2,5000.200%0.076%163%
Over $10,0000.200%0.128%56%
Over $25,0000.250%0.141%77%
Over $50,0000.250%0.154%62%


^Data is supplied by Datatrac Inc. as of 7/24/2017.

Rate shown is the average for the 10 largest banks in MD. Actual credit rates may be different.

* Federal Reserve Board Regulation D limits the number of transfers or withdrawals that may be made from a Share Savings or Money Market account to a third party to six per month and no more than three of the six may be made by check.

** APY=Annual Percentage Yield. This page is updated regularly. Rates subject to change at any time without notice.