Invest confidently. Enjoy flexibility.

Benefit from SECU's member-friendly Certificates of Deposit.

  • Higher rates than short-term investments/accounts. 
  • Bonus rates for Choice and Premier members. 
  • Low minimum deposit of just $500 (except $100 for our new Add-On CD). 
  • A variety of CD terms from three months to five years. 
  • A maturity date that you choose. 

Earn even higher rates with a SECU checking account.

Click below to open an account.

1 - 5 year CDsAll other CDs

Compare Rates

CDsSECU's Rates*Maryland Bank AverageSECU Beats The Average By:
3 Months 0.50%0.05%90%
6 Months0.70%0.11%536%
1 Year1.05%0.18%483%
2 Years1.25%0.30%317%
3 Years1.50%0.41%266%
4 Years1.60%0.55%191%
5 Years1.80%0.82%120%


^Data is supplied by Datatrac Inc. as of 7/26/2016.

Rate shown is the average for the 10 largest banks in Maryland. Actual credit rates may be different.


* APR = Annual Percentage Rate. APY = Annual Percentage Yield. This page is updated regularly.


Rates are subject to change at any time without notice. You only need $500 to open a Savings Certificate, with the exception of the Jumbo CD. A penalty may be charged for early withdrawal. Other terms are available, call 410-487-7328 or 800-879-7328 for details.

Important note: Federal Reserve Board Regulation D limits the number of transfers or withdrawals that may be made from a Share Savings or Money Market account to a third party to six per month and no more than three of the six may be made by check.