CDs

Invest confidently. Enjoy flexibility.

cd-certificate-deposit

Reap the benefits of SECU's Certificates of Deposit.

  • Higher rates than short-term investments/accounts. 
  • Bonus rates for Choice and Premier members. 
  • Low minimum deposit of just $500.

Click below to open an account.

Note: Custodial CDs are also available. Please visit our Forms page and select Custodial Certificate Application.

1 - 5 year CDsOther Term CDs

Step-Up CDs

A low risk investment that gives you the opportunity to lock in a better rate without extending the term of the CD.

A Step-Up CD offers a fixed rate for a fixed time period, with a one-time chance to bump up the rate.

Click below to open an account.

Step-Up CDs

Add-On CDs

With a small term commitment, an Add-On CD is a good way to save toward a goal (new home, car, tuition) with no monthly or annual fees.

  • Low minimum deposit of $100.
  • After your initial deposit, you can add funds at any time.
  • Higher interest rate than a Savings account.

Click below to open an account.

Add-On CDs


* For the 3-, 4-, and 5-year terms for $10,000 standard CDs. Compared to the largest 15 financial institutions in Maryland by deposits per SNL. Does not include promotional rates.


APR = Annual Percentage Rate. APY = Annual Percentage Yield. This page is updated regularly.

 

Rates are subject to change at any time without notice. You only need $500 to open a Savings Certificate, with the exception of the Jumbo CD. A penalty may be charged for early withdrawal. Other terms are available, call 410-487-7328 or 800-879-7328 for details.