Standard Checking

Best for: Members who want a basic checking account.

Criteria to avoid $5 monthly fee 1. Direct Deposit and Online Statements
2. 15+ debit card purchases* 
3. If you are age 25 or younger
4. If you are age 70 or older
SECU-style check orders Prices vary
Online Banking and Online Statements Free
Mobile Banking with Mobile Deposit Free
Online Bill Pay  Free 
Person to Person electronic payments  Free 
SECU ATM transactions Free
Access to thousands of CO-OP network ATMs across the U.S. Free
SECU fee to use other non-SECU ATMs in the U.S. $1 SECU fee per transaction
Visa Debit Card purchase Free
Bonus Rate CDs None
Auto Loan Discount  0.25%* 
Travelers checks, incoming wire transfers, and gift checks Prices vary
Open an account


APY = Annual Percentage Yield. Deposits federally insured by NCUA.


*Debit card (PIN and signature) and electronic payments must clear during statement cycle.


**Subject to credit approval. Interest rate discounts apply when monthly payments are deducted automatically from a SECU checking account. If the account is closed or if the automatic payment is cancelled at any time after the account is opened, the rate will increase.