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The Equifax Data Breach
Beware of Flood Damaged Used Cars

The Equifax Data Breach

The recent Equifax breach has left many people wondering if their personal information is safe and their accounts secure.

Here’s What We Know

Equifax, one of the three largest American consumer credit reporting agencies, experienced a data breach when criminals exploited a website application from mid-May through July 2017. This breach potentially impacted approximately 143 million U.S. consumers, or nearly half of the US population. The information that was compromised includes names, Social Security numbers, birth dates, addresses, and, in some instances, driver’s license numbers. In addition, Equifax estimates that the criminals also accessed 209,000 credit card numbers. Equifax established a dedicated website to help consumers find the most current information.

SECU Has Strong Security Protocols to Protect Our Members

SECU is deeply concerned about the Equifax data breach and the potential impact it could have on our members. We want to assure you that we have a devoted Security and Loss Prevention team that works tirelessly to protect your privacy and personal information. We continuously monitor your accounts looking for fraudulent activity to reduce the risk of you becoming a victim of identity theft. Although no process is perfect at preventing fraud, we believe our methods work well to protect you and your accounts.

YOU Are Your Own Best Protection Against ID Fraud!

Although SECU actively monitors and protects your accounts, you are your own best defense in the fight against identity theft and fraud. That’s why we urge you to consider taking additional steps to further protect yourself. These include:

  • Visit to see current information about the breach.
  • Be vigilant in reviewing and monitoring your account statements. Log-in to SECU’s online banking often to review recent transactions. Immediately report any unauthorized activity to SECU by visiting the nearest branch or calling 800-879-7328.
  • Obtain a free copy of your credit report from each of the credit reporting agencies by visiting If there are things on your credit report that you don’t recognize, immediately report them.
  • Sign up for fraud alerts and set up a temporary freeze on your credit with the three agencies.

Equifax 800-525-6285
Experian 888-397-3742
TransUnion 800-680-7289

  • Visit the Federal Trade Commission’s website,, to see how you can better protect against identity theft with helpful information and resources.
  • Make sure we have your current contact information so we can reach you if we see any issues. This includes your phone number, email, and mailing address.
  • Research various identity fraud protection services for a plan that best fits your needs.

We’ll Keep Monitoring Your Debit and Credit Cards

Since the breach also included approximately 209,000 U.S. consumers’ credit cards, we’ll monitor that situation for any potential issues as well.

If we receive notification from Visa® of SECU debit or credit cards that have been impacted, we will contact those impacted members and reissue their cards.

If you find that one of your SECU accounts has been compromised, please contact us immediately at 800-879-7328 and we will work with you to resolve the problem.

Beware of Flood Damaged Used Cars

In the wake of the recent hurricanes that flooded entire cities, used car buyers should be on the look-out for flood damaged used cars that might be hitting the market. While these cars may be cleaned up and refurbished, electrical and mechanical problems caused by water damage can occur down the road, long after the seller is gone. Flood damaged cars can turn up in markets far away from the affected cities, where unsuspecting buyers never consider the potential problem.

How to protect yourself

If you are in the market for a used car, the first thing you need to do is to check the vehicle’s history report. Cars that have been damaged in floods typically have been labeled “salvage” or “junk” on one of their titles. A simple check of the history report will reveal this information, regardless if the vehicle crossed state lines. You can obtain a simple, free report from Carfax, or you can purchase a full report from them or other companies listed in the National Motor Vehicle Title Information System.

According to, here are things you should be looking for when purchasing a used car if you are concerned about flood damage:

  • Unusual odors. Musty or moldy odors inside the car are a sign of prolonged exposure to water.
  • Discolored carpeting. Differences in color from the top of the upholstery to the carpeting are a sign that the car sat in water that stained the floor but not the top of the seats.
  • Look for water buildup in headlights and taillights. Look for water lines in wheel wells.
  • Inspect the bottom of the car. Look for rust or flaking metal on newer model cars, which indicate exposure to water.
  • Look for dirt build-up in unusual areas, such as around the seats, under the glove compartment, or around the engine components.

Trust your instincts. If the deal sounds too good to be true, it probably is.

If you suspect you have been a victim and purchased a flood damaged car, contact your local law enforcement agency.

SECU is not responsible for the content or availability of linked sites. Please be advised that SECU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked sites may differ from those practiced by SECU. Please consult the privacy disclosures on this site for further information. Complaints or concerns about this site should be directed to