UMD Step 2

Where would you like to start?

Checking Accounts

A SECU checking account is a great way to manage your money with Online & Mobile Banking, Bill Pay, and Digital Wallets.

SECU Total™ Checking & Rewards

Checking that grows with you.

Four different Rewards Levels that reward you based on your account activity and participation.

  • No monthly maintenance fees
  • 1 free order of checks/year
  • Access to 50k+ free ATMs
  • Competitive Interest Rates
  • Debit cash back

Savings Accounts

A SECU savings account is a great way to reach your savings goals while enjoying the benefits of SECU membership.

Share Savings

Great Account to Build Savings. Establishes SECU membership.

  • Pays interest above the Maryland Average*
  • Set up automatic transfers to quickly and easily grow your savings over time
  • Withdraw or transfer funds to/from other SECU accounts at any time without penalty**

Additional Savings

Open an Account for Every Goal

  • Perfect for vacation funds
  • Great way to save up for a particular purchase
  • No limit to how many accounts you can open

Money Market Accounts

Great solution for members who want a higher rate of interest while maintaining access to their savings.

Money Manager

  • Deposit, transfer, and withdraw funds anytime without penalty (6 per month)
  • Minimum deposit of $2,000 required to open
  • Watch your savings grow faster with our tiered rates

Money Market Advantage

  • Deposit, transfer, and withdraw funds anytime without penalty (6 per month)
  • Earn top interest rates to achieve your savings goals
  • Minimum deposit of $25,000 required to open

Certificate Accounts

Great solution for members who want to earn top interest rates and don’t require the flexibility to withdraw funds at any time.

  • One of the best Certificate of Deposit (CD) rates on the market
  • Terms from 3 months to 5 years
  • Minimum deposit of $500 required to open

*As reported by Informa

**Federal Reserve Board Regulation D limits the number of transfers or withdrawals that may be made from a Savings Account to six per month. Does not apply to withdrawals and transfers made in person at a branch or Financial Center.