Checking

Business checking for Maryland small business.

SECU knows that one size doesn't fit all, which is why we offer you options in your Business Checking. Compare and choose the account that best suits your small business needs.

BUSINESS CHECKING ACCOUNT FEATURES
  Free Business Checking Interest Earning Business Checking Analyzed Business Checking Analyzed Nonprofit Business Checking
Best For Start-up business or those with minimal activity Businesses with consistently higher balances and moderate account activity Businesses with high account activity Non-profit and government agency organizations with moderate account activity
Earnings No interest earned Earns direct interest on checking account balances Accumulates earnings credits based on combined business accounts Accumulates earnings credits based on combined business accounts
Fees None     $10/mo  $10/mo  $10/mo 
Cash In     Up to $2,000 per mo free; 15¢ per $100 above $2,000  Up to $5,000 per mo free; 7¢ per $100 above $5,000 Up to $5,000 per mo free; 7¢ per $100 above $5,000 Up to $3,000 per mo free; 15¢ per $100 above $3,000
Other info 100 combined free items per month*; items in excess of 100 charged at 25¢ each 150 combined free items per month*; items in excess of 150 charged at 15¢ each 150 combined free items per month*; items in excess of 150 charged at 15¢ each 100 combined free items per month*; items in excess of 100 charged at 15¢ each

 * Including checks written and checks deposited.

View Checking Rates

All Business Checking accounts include:

  • Free Online Banking with Bill Pay, and free Online Statements.
  • Access to Remote Deposit.
  • Visa Business Check Card with two options.
  • Soft fees, calculated and charged at the end of each month, include deposit items, paid items, boxes of coin, straps of cash, automatic transfers, and wire transfers.
  • Hard fees, charged at the time of service, include account reconciliation, Check Card replacements, statement copies, return deposit items, stop payments, verification of deposit, official checks in excess of one per day, and NSF fees (see below).

A $100 opening deposit is required for all Business Checking accounts.

Standard Fees:

Account Reconciliation/Research $15/hour
ATM/Check Card Replacement $5 each
Copies of statements $5 each
Overdraft/Non-Sufficient Funds/Uncollected Funds $30 each occurrence
Return Deposit Item $5 each
Stop Payment $20 each
Verification of Deposit $10 each
Cancelled Check Copy/Check Look-up $5 each

Get Started:

Contact a SECU Business Relationship Banker to open an account.