Buy a home for as little as $1000 down with SECU's 100% Financing Mortgage.


One of the most significant obstacles to homeownership today is a lack of funds for down payment and closing costs. SECU’s new 100% loan-to-value financing provides an alternative for responsible borrowers who do not have access to large amounts of cash. 

Watch our video to see if 100% financing is right for you or click to get started now.

This program is ideal for first time home buyers. To qualify you need good credit, it must be for your primary residence purchase, and you can't own any other real estate. You also need to contribute $1000 or 1% of the sales price, whichever is less*.

SECU offers a variety of mortgage options. If 100% financing isn't for you, we'll work with you to find the best loan for your needs.

Not a SECU credit union member? Not to worry.

You don't need to be a state employee to take advantage of this great offer. Most Marylanders are connected to SECU through a family member, employer, or past affiliation with a Maryland school or other organization. Joining is easy and you'll love the low loan rates, low/no fees, and great customer service.

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*Minimum borrower contribution to closing costs required: the lesser of 1% of sales price or $1,000.